A home loan, also known as a mortgage, is a specialized financial product designed to help individuals purchase or refinance residential real estate, such as a house or condominium.

 

🗒️Home Loan Documents List🗒️
Home Loan for Self Employed

1️⃣ KYC – 1. Aadhar Card
2. Pan Card
3. Photo
4. Applicant & Co-applicant
2️⃣ Present & Permanent Residence Proof (Mseb /Tele Bill ).

3️⃣ Shop act, udyam adhar, GST registration certificate

4️⃣ 3 years ITR Applicant & Co-applicant

5️⃣ 1 Year Bank Statement In PDF Format Of Current & Savings Account Applicant & Co-applicant

6️⃣ Loan Outstanding Letter With Track Record (If You Have Any Existing
Loan).

7️⃣ Qualification Certificate -Applicant & Co-applicant.

8️⃣ own contribution proof

9️⃣ property cost sheet from builder / sale deed.

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🗒️Salaried Person Documents List🗒️

Applicant
1️⃣ KYC – 1. Pan card
2. Adhar card
3. Photo
2️⃣ Current address proof(adhar card/voter id/driving licence/passport)

4️⃣ Latest salary slip (3months)

5️⃣ Banking PDF 1 year Statement

6️⃣ Office ID card/offer letter

7️⃣ Cheque required at the time of disbursement

8️⃣ Builder master file required after sanction letter.

Co-applicant
1️⃣ KYC – 1. Pan card
2. Adhar card
3. Photo
2️⃣ Current address proof(adhar card/voter id/driving licence/passport)

4️⃣ Latest salary slip (3months)

5️⃣ Banking PDF 1 year Statement

6️⃣ Office ID card/offer letter
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Note:- Send All Documents in PDF format only on Whatsapp and mail.
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