A home loan, also known as a mortgage, is a specialized financial product designed to help individuals purchase or refinance residential real estate, such as a house or condominium.
🗒️Home Loan Documents List🗒️
Home Loan for Self Employed
1️⃣ KYC – 1. Aadhar Card
2. Pan Card
3. Photo
4. Applicant & Co-applicant
2️⃣ Present & Permanent Residence Proof (Mseb /Tele Bill ).
3️⃣ Shop act, udyam adhar, GST registration certificate
4️⃣ 3 years ITR Applicant & Co-applicant
5️⃣ 1 Year Bank Statement In PDF Format Of Current & Savings Account Applicant & Co-applicant
6️⃣ Loan Outstanding Letter With Track Record (If You Have Any Existing
Loan).
7️⃣ Qualification Certificate -Applicant & Co-applicant.
8️⃣ own contribution proof
9️⃣ property cost sheet from builder / sale deed.
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🗒️Salaried Person Documents List🗒️
Applicant
1️⃣ KYC – 1. Pan card
2. Adhar card
3. Photo
2️⃣ Current address proof(adhar card/voter id/driving licence/passport)
4️⃣ Latest salary slip (3months)
5️⃣ Banking PDF 1 year Statement
6️⃣ Office ID card/offer letter
7️⃣ Cheque required at the time of disbursement
8️⃣ Builder master file required after sanction letter.
Co-applicant
1️⃣ KYC – 1. Pan card
2. Adhar card
3. Photo
2️⃣ Current address proof(adhar card/voter id/driving licence/passport)
4️⃣ Latest salary slip (3months)
5️⃣ Banking PDF 1 year Statement
6️⃣ Office ID card/offer letter
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Note:- Send All Documents in PDF format only on Whatsapp and mail.
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